Renters Financial is a savings app that helps renters get mortgage ready to buy their first house. You can track your homebuying purchasing power, search for a future home, set it as a goal to shoot for, earn rewards, and build your own personal Boost list so Grandma and Uncle Joe can help out.

Sign-up only takes 2 minutes, and it’s free to get started.

Answer a few questions about where you might want to live etc

Use the Future Home Search tool to pick a goal home. You can set a Max price and the tool will show all listings in your selected area. Your chosen goal home price will be used to calculated a 20% downpayment goal. Build a Boost list

And when you are ready you can open a downpayment booster savings account with one of our partner banks or credit unions.

Renters Financial only works with regional banks, credit unions, mortgage lenders and real estate agents that meet our exacting standards for service and specialize in helping first-time homebuyers. Our partners operate in all 50 states + DC

It’s totally free!

We keep things running by partnering with banks, credit unions, mortgage lenders and real estate agents who are looking to connect with first-time homebuyers like you. Our pay comes out of their commission, and not your wallet.

When you sign up, an account will automatically be created for you under your phone number! Your phone number is what you will use to sign into Renters Financial verified with a code texted to you. You can start using Renters Financial for free, but you will need to open and link your partner match account to start saving.

Downpayment Booster Savings Account

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• Savings Account - up to 4% APY

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• FDIC Insured up to $250,000 through our banking partners; Member FDIC

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• Renters Financial contributes up to $500 towards your closing costs!

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• Renters Financial is a financial technology company and is not a bank. Banking services provided by Renters Financial Banking Partners; Member FDIC.

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• Terms and conditions apply

Renters Financial Rewards are rewards in the form of a contribution of up to $500 towards your closing costs once you are ready to buy. You can earn Rewards by being a Renters Financial Account holder for more than 90 days and use towards your closing costs.

You can redeem your Renters Financial Rewards when you are ready to buy your first home via one of our partners. Also you have been a Renters Financial customer for at least 90 days before your scheduled closing; and have a signed purchase agreement. Just email us your purchase contract at service@rentersfinancial.com

Yes! Renters Financial members have access to a network of trusted national and local real estate and mortgage providers at a discount who are eager to assist when you’re ready to buy. Renters Financial provides this as a benefit to account holders, no obligation to transact necessary.

No, Renters Financial is not a bank. We do not hold your money in an account or facilitate transactions, and we do not have access to your money. We do, however, work with financial partners and banks to help you get the best products out there.